AFP Survey: 76% of U.S. Firms Faced Payments Fraud in 2025, AI Use Remains Low

More than three-quarters of U.S. organizations faced attempted or actual payments fraud in 2025, according to a press release by the Association for Financial Professionals. The survey, conducted among 465 treasury practitioners, found that only 17% of firms currently use artificial intelligence to mitigate fraud risks.

Checks remained the most targeted payment method, with 58% of respondents reporting related fraud incidents. Business email compromise affected 74% of organizations, underscoring the persistence of social engineering threats. The findings point to ongoing weaknesses in traditional payment channels.

The report emphasizes the role of treasury departments in detecting and responding to fraud, as they are often the first to identify suspicious transactions. Despite rising awareness, adoption of AI and automation tools among U.S. firms remains limited, leaving many organizations reliant on manual processes for fraud prevention.