Crediflow AI raises €1.8 million for loan processing software

Nov 4, 2026
Manchester based Crediflow AI raised €1.8 million to expand its software for automating commercial loan processing. The company will grow its engineering and product team and add workflows covering more of the loan lifecycle.

Manchester based Crediflow AI raised €1.8 million to automate commercial loan processing, according to EU-Startups. NPIF II PXN Equity Finance led the round, with participation from Haatch and angel investors.

The company’s FlowSpread product extracts income statements, balance sheets and cash flow data from PDFs, tax returns and bank statements. A separate tool categorizes transactions across multiple accounts, compares them with submitted financial records and flags risks including unusual activity, cash flow volatility and concentration.

Crediflow AI says its platform can reduce work that previously took several days to 10 to 30 minutes. The company will use the funding to develop its platform, expand its engineering and product team, add more banks and specialist lenders, and automate workflows from loan origination through monitoring.

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